The most annoying thing about that I experienced during the home buying process was the hurry-up-and-wait of it all. From what I understand, that is not unique to my experience, but it was easy to feel like I was personally victimized by my lender. All that annoyance ended last week, which was the longest week ever. On Monday, the FHA appraiser had to return to come make sure we completed what we needed for the FHA loan (peeling paint on the outside windows), and the Structural Engineer had to come back and make sure the foundation updates were completed as required by his previous evaluation.
I’m the type of person hopes for the best but expects the worst…. sometimes to the point of paralysis. I bought a new car a few years ago and instead of getting it licensed I put it off and off and off because I’ve had a few bad experiences at the DMV. I put it off until I got pulled over, my car was almost two-years unlicensed, and they were towing my car. I’m not sure I really believed I was going to get a home loan until I was leaving the title office with the keys to my new house. I think the overwhelming worry and stress of thinking none of this was going to work out caused me to sleep like shit throughout the week and the I woke up feeling sick (e.g., head cold) Wednesday. Luckily when I closed on Friday, I signed a lot of stuff electronically, so I was only at the title office for a total of seven minutes.
And just like that, that part of this process was over. The two months of emailing, and waiting was over, and they were like okay, here ya go, welcome to the world of home ownership. I celebrated with jack-in-the-box, and I met one of my besties and my mom at the house to show them and pop a bottle of champers. My mom took my dog home with her for the weekend, and I went back to my duplex to sleep the weekend away and get better since I plan to move next weekend.
This week I’ve been finishing packing and going back to the house a few times to take some boxes over and clean. I’m really excited about the potential and the things I’ll be able to DIY and document here.
I’m not sure this will feel real until Sunday morning when I wake up there and I have a moment to take it all in. I look forward to shedding a few tears in my morning coffee.
Ashley.
Searching for Happy 